Health Insurance Portability and Accountability Act (HIPPA) Practice Exam

What major point does Title I of HIPAA emphasize?

1. Patient confidentiality

2. Guarantee of renewability

3. Standardization of electronic transactions

4. Security of electronic health records

The correct answer is: Guarantee of renewability

Title I of HIPAA primarily deals with health insurance reform, and its most significant focus is on the guarantee of renewability for health insurance coverage. This provision ensures that individuals who have pre-existing health conditions cannot be denied coverage when they seek to change insurance plans. It also protects individuals from being excluded from coverage due to their health status, thereby providing greater security and continuity in accessing health care services. While patient confidentiality, standardization of electronic transactions, and the security of electronic health records are critical components of HIPAA, these elements are more closely associated with other titles within the HIPAA legislation. The emphasis of Title I is specifically on the accessibility and maintainability of health insurance, ensuring that individuals have the right to renew their policies and that they are not subjected to discrimination based on their health history. This aspect is crucial for protecting consumers and promoting health care access.