Health Insurance Portability and Accountability Act (HIPPA) Practice Exam

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Prepare for the Health Insurance Portability and Accountability Act Exam. Study with challenging questions and explanations. Boost your understanding and ace the HIPAA quiz!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Under HIPAA insurance reform, individuals can?

Change jobs without losing their health insurance.
Purchase health insurance at any time.
Transfer jobs and not be denied health insurance because of pre-existing conditions.
Opt out of health insurance when switching jobs.

The correct answer is: Transfer jobs and not be denied health insurance because of pre-existing conditions.

Under HIPAA, particularly the insurance reform aspects, individuals have protections that are designed to help them maintain their health insurance coverage as they change jobs. One of the key provisions is that individuals cannot be denied health insurance coverage due to pre-existing conditions when transferring from one job to another. This was a significant shift meant to ensure that patients and employees could move between jobs and still retain access to necessary health care services without facing barriers based on their health history. This protection promotes continuity of care and gives individuals the peace of mind that their healthcare needs will be met even if they change employers. It helps ensure that individuals are not penalized for prior health issues, fostering a more accessible environment for healthcare coverage and reducing gaps in care as people navigate employment changes.